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Short on cash? Finance tuition or other costs
through Income Share Agreements
We finance your tuition or costs of living abroad. After you graduate, you pay back 5% - 12% of your income for a few years after graduation, so it will always be affordable for you. If your annual income is below €30 000, you do not have to pay anything in that year. Also, your ISA payments are capped so that you don't you overpay.

Fill in the form below to get in touch and learn more
First name
Last name
Link to LinkedIn profile
What type of degree are you currently doing?
Name of your university
Your most recent GPA (average grades)
Who provides financing?
Money is provided via a pool of individual investors. They are eager to support talent by paving the road to the future via good education.
Is it safe to sign ISA and receive the money?
Income Share Agreement is governed by a contract similar to a loan contract. All conditions regarding repayment and details are discussed in advance and listed in the contract. The contract is fully transparent and has no surprises in fine print.
To universities in which countries can I apply?
Our target country is Germany, but we consider universities in other countries too. Fill in the form to discuss all options.
What if I don't have enough money to repay?
If your salary never rises above a certain threshold, your ISA contract expires after some years and you don't need to repay. However, it is in our best interest to support your career so that you eventually earn above average.
How will you track my salary to know the percentage I need to transfer?
You submit to us your annual tax return or other official documents in which your income is specified.
What if I refuse to pay back?
We trust our students, besides, you don't have to pay during periods when you don't earn anything or your annual income is lower than a certain threshold. Still, ISA contract bears an obligation to repay, that is the only way we can make our model sustainable to help other students in similar situation as you.
Am I obliged to stay abroad after graduation?
No, this is not a requirement. Although your earning potential will most likely be higher when working abroad, we don't have any rules regarding your place of residence after graduation for the ISA repayment.
How do I know if I qualify for your ISA?
Fill in the form on our website. We'll get in touch and discuss your options. Even if we won't start working together, we might give you valuable advice on your career or funding options.
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