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Finance education or living costs through your future salary
We finance your tuition or costs of living abroad. After you graduate, you pay back 5% - 12% of your income for a few years after graduation, so it will always be affordable for you. If your annual income is below €30 000, you do not have to pay anything in that year. Also, your ISA payments are capped so that you don't you overpay.
Fill in the form below to get in touch and learn more
Fill in the form below to get in touch and learn more
Money is provided via a pool of individual investors. They are eager to support talent by paving the road to the future via good education.
Income Share Agreement is governed by a contract similar to a loan contract. All conditions regarding repayment and details are discussed in advance and listed in the contract. The contract is fully transparent and has no surprises in fine print.
Our target country is Germany, but we consider universities in other countries too. Fill in the form to discuss all options.
If your salary never rises above a certain threshold, your ISA contract expires after some years and you don't need to repay. However, it is in our best interest to support your career so that you eventually earn above average.
You submit to us your annual tax return or other official documents in which your income is specified.
We trust our students, besides, you don't have to pay during periods when you don't earn anything or your annual income is lower than a certain threshold. Still, ISA contract bears an obligation to repay, that is the only way we can make our model sustainable to help other students in similar situation as you.
No, this is not a requirement. Although your earning potential will most likely be higher when working abroad, we don't have any rules regarding your place of residence after graduation for the ISA repayment.
Fill in the form on our website. We'll get in touch and discuss your options. Even if we won't start working together, we might give you valuable advice on your career or funding options.
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