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Funding 2.0
We finance your tuition or costs of living abroad.
After you graduate, you pay back a percentage
of your income for a fixed period of time.
Finance your education abroad
through Income Share Agreements
Discover a new financing option that gives you the freedom you deserve. Our Income Share Agreements (ISAs) are more flexible than conventional loans.

You pay back 7% - 12% percent of your income for a few years after graduation, so it will always be affordable for you. If your annual income is below €30 000, you do not have to pay anything in that year. Also, your ISA payments are capped so that you do not overpay.
Be flexible in your expenditures
You can fund all your education costs or get a financial cushion to kickstart your life in a new country - use the money to pay tuition fees, settling and relocation costs or just leave some reserve on your account for a rainy day.
We help
IT bootcamps
  • We sponsor aspiring IT specialists joining the offline or remote coding bootcamps
Learn more
Mentorship focus
The money we provide is not anonymous - our team and investors graduated from renowned universities and worked in top firms. We can help to steer your career in the right direction.

Be it general career advice, CV boosting or valuable connections and networking - you get "smart" money ready to help and join the growing community.
Advantages of Lendorse ISAs
Our Income Share Agrements will never crush you financially and serve as a springboard to a successful career
No debt, no interest
High interest rates can be nerve-wrecking and abusive. ISAs enable you to make career decisions which are not controlled by student loan repayments.
ISA repayments will always adapt to your income circumstances. Also, we don't need your parents' credit score and you don't need a co-signer.
No co-signer needed
We care about one thing - your future potential. If you are unemployed or taking time off you pay €0 that year, without any deferment fees.
Future-oriented & secure
Who provides financing?
Money is provided via a pool of individual investors. They are eager to support talent by paving the road to the future via good education.
Is it safe to sign ISA and receive the money?
Income Share Agreement is governed by a contract similar to a regular contract. All conditions regarding repayment and details are discussed in advance and listed in the contract. The contract is fully transparent and has no surprises in fine print.
To universities in which countries can I apply?
Our target country is Germany, but we consider universities in other countries too. Fill in the form to discuss all options.
What if I don't have enough money to repay?
If your salary never rises above a certain threshold, your ISA contract expires after some years and you don't need to repay. However, it is in our best interest to support your career so that you eventually earn above average.
How will you track my salary to know the percentage I need to transfer?
You submit to us your annual tax return or other official documents in which your income is specified.
What if I refuse to pay back?
We trust our students, besides, you don't have to pay during periods when you don't earn anything or your annual income is lower than a certain threshold. Still, ISA contract bears an obligation to repay, that is the only way we can make our model sustainable to help other students in similar situation as you.
Am I obliged to stay abroad after graduation?
No, this is not a requirement. Although your earning potential will most likely be higher when working abroad, we don't have any rules regarding your place of residence after graduation for the ISA repayment.
How do I know if I qualify for your ISA?
Fill in the form on our website. We'll get in touch and discuss your options. Even if we won't start working together, we might give you valuable advice on your career or funding options.
Click "Get funding" button and answer a few questions regarding your background and plans.
Fill in the form
Jump on a call
Complete an online assessment
Next steps
After the first eligibility check, we send you a detailed questionnaire about you and your situation that takes ca. 10-15 minutes to fill in.
To better understand your potential, we will ask you to solve one of our case tasks, depending on your future field of study.
Get an offer
You will receive a personalized offer with a share of your income you will repay and a term that works for you.
Our partners
Admission Consultants
Who we are
At Lendorse we believe that everyone should have an opportunity to get education at top universities and programs across Europe independently of the financial means. Originally from St. Petersburg, after graduating from Universtiy of Manheim and University of St. Gallen and working in consulting, we launched Lendorse to enable talented students from developing countries to fulfill their potential.

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Your dreams
come true

Investing in your education will help you. With Lendorse, you can do it risk free, since we only take a part of your income when you can afford it.